Lower Health Insurance Premiums to Come at Cost of Fewer Choices

[Comment:  This article featured prominently in The New York Times explains the adverse consequences of the private insurers' decisions to restrict access to narrow networks of physicians and hospitals. When you look at the very large number of responses to this article, it is somewhat reassuring that the responses endorsed by the readers acknowledge that we need to replace the private insurers with a single payer system.  Read the full article below and then clink on "Reader Picks." We need to translate this into citizen action.--Don McCanne]


by ROBERT PEAR for the New York Times
Published: September 22, 2013

WASHINGTON — Federal officials often say that health insurance will cost consumers less than expected under President Obama’s health care law. But they rarely mention one big reason: many insurers are significantly limiting the choices of doctors and hospitals available to consumers.

From California to Illinois to New Hampshire, and in many states in between, insurers are driving down premiums by restricting the number of providers who will treat patients in their new health plans.